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Country Discussion Topics
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Financial concerns
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big al    Posted 11-23-2004 at 03:34:49       [Reply]  [No Email]
actually I have none-but with some of the discussion it has got me to thinking. Our monthly expenses including taxes and insurance are extremely low-we live off of 1200(utilities, groceries, associated bills) or so a month(no car houses or other payment) just wondering how that compares with others. Of course I realize that most peoples mortgage payment are around 700-900 a month. P.S. if this topic offends you plesea do not answer.


KatG    Posted 11-23-2004 at 12:10:01       [Reply]  [Send Email]
Don't offend me at all Big Al...The only expense we have are utilties...Sat...ISP...Phone and car insurance..oh yeah FEED..lol..Everything we have is paid for...it ain't fancy by any mean but we have worked at making it look neat...still aworking at it...We are scared of debt so make do with what we have and be thankful for it...KAtG


Zenia    Posted 11-23-2004 at 07:52:29       [Reply]  [No Email]
The median house price in my area, Sacramento, is now $310,000.00. That's for a "starter" 2 or 3 bedroom, 1 or 2 bath on 1/4 acre. About 1100 - 1500 square feet. I moved from the city, where the same house would be $450,000.00 - and more. I kid you not.

Mortgages are much higher than $700.00/ month here. My childcare for my 4 y.o. boys is upwards of $1300.00/ month. My mortgage is a bit more than that. I have an 11 y.o. car and a 6 y.o. truck, no payments but they are nickle & diming me with repair expenses. If I lost my job or had to start over I'd be apartment living forever more I guess. I do not receive any child support whatsoever, not one dime, which is fine that's another story.


Alias    Posted 11-23-2004 at 04:57:58       [Reply]  [No Email]
Al, I don't have Toolman's problem. For, there aren't any developers in a bidding war for my holding. But, I don't owe for any thing. Our biggest single monthly expense is the $270 we pay for health insurance. Which, would be much higher if I didn't receive medicare. Otherwise, our overall expense runs just slightly higher than yours.

We can make do very nicely on what we have coming in. But, it sure would be nicer if we hit the Mega Bucks. Then I'd buy that super duper, high dollar, awe inspiring, motorized, ten wheel, rolling, vacation homesite. ........gfp


Salmoneye    Posted 11-23-2004 at 04:32:43       [Reply]  [No Email]
We own everything outright, so we have next to no monthly bills...

Between the two of us we take in about $25K/year...

Between our house and deer camp, we have to set aside almost $3500/year for property taxes...


Hawk    Posted 11-23-2004 at 04:03:33       [Reply]  [No Email]
pops taught me to live with in my means, so when i was hurt on the job several years ago i used the settelment to get comfortable. car and truck are paid for as well as the land, we have a 10 year note on the house @ 350$, plus utilities. the wife has a good job at a local collage and i`m drawing my disability. we aint taking hawaian vacations {arkansas trips are far more affordable} but we are getting by with little or no stress. life is good!


KatG    Posted 11-23-2004 at 12:14:23       [Reply]  [Send Email]
Hi HAwk...CAn you believe the prices some of these folks are having to pay??? We are tax exempt for our property ...got personal taxes but that ain't much...I guess we got it better here in Ar than I thought...KAtG


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