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Country Discussion Topics
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Supplement Retirement Income?
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Steve Landis    Posted 06-25-2002 at 08:21:37       [Reply]  [Send Email]
In a few years I will retire from teaching school for 33 years. I am looking for any ideas on how to supplement my pension. Any creative, fun ideas?? Thanks in advance for brainstorming for me!


Ludwig    Posted 06-26-2002 at 10:50:58       [Reply]  [No Email]
Theres a retired guy that does odd jobs for my
grandmother. He replaced the glass in a
window for her, charged $10 for his time on
top of the $10 for the glass. Cleared some
line for her with his own weedwhacker for $16.
I sent him $50 and told him just to check in on
her sometimes and see if she needed
anything, and that if he needed more money to
just call. He's a heck of a nice guy and it
makes me feel better about her living alone
knowing that he goes over sometimes.
Maybe you could set yourself up like that. He'll
never get rich, but he helps out alot of little old
ladies and seems to enjoy the work.

Whatever you do DON'T get conned into
working at McDonalds or something. The
stress that the morons running the place will
put on you is increadible. They just want to
work you to death. I worked at one for exactly 1
month and then swore at a manager for
15minutes and quit. I was 19 and they found
out I had some work ethic and tried to exploit it
into 80 hours a week. Then they pick on every
little thing. A little stubble on your chin, hair 1/
8" too long, shoes a little off color, a spot on
your hat. Anything.


WallSal55    Posted 06-26-2002 at 09:52:58       [Reply]  [No Email]
A retired teacher in our community writes columns for the local paper. She also heads the
local chamber of commerce and our 4th of July
celebration. I do not know if what she does is
voluntary or she gets paid for any of this.
By now, she should get something for one of the
above! Another retired teacher owns a backhoe--
I am not sure if he plans to do jobs for others, or himself--but everyone knows he owns one--will
come in handy if wants to earn $ on the side. So,
brainstorm all your talents, abilitiess, and
creativeness. Don't forget to throw in the
balance of fun (after all, that's what retiring
is all about!)


Dave 2N    Posted 06-25-2002 at 13:12:28       [Reply]  [Send Email]
Use your teaching experience and teach a class or two at a community college if there is one within a reasonable distance. If you teach one night course, you will be dealing with adults and this is fun. I do it one night per week from 6:0-9:00 and sometimes a day course too. This post-secondary level pays well and allows you to remain flexible; you don't need to invest in any new materials, etc. to do this.


Cowboy Joe    Posted 06-25-2002 at 11:16:52       [Reply]  [No Email]
Steve - Probably your best bet would be to invest in an intermediate bond fund like Vanguard Total Bond Market; low expenses, medium risk. Check out www.morningstar.com. Lot's of useful tips on investing for retirement. Also, check out www.Vanguard.com. Good luck.


Hogman** I'd be careful of Finwicks suggestion    Posted 06-25-2002 at 12:00:01       [Reply]  [No Email]
I understand the book was written and published in prison. LTBB


Fenwick Morton    Posted 06-25-2002 at 12:27:43       [Reply]  [No Email]
Yes, true, Hogman but in the last chapter the authors says that if caught and sent to prison, a person's retirement income goes a lot further because food and lodging are free and any travel is paid for.


Hogman THANKS FOR THA CLARIFICATION FENWICK    Posted 06-25-2002 at 12:47:52       [Reply]  [No Email]
DEMONSTRATES A CLEAR ABOVE NORMAL MIND OF ASTUTE THOUGHTFULNESS !!!!


Fenwick Morton    Posted 06-25-2002 at 11:09:44       [Reply]  [Send Email]
Well Steve you can do what many have done and pick up a book entitled "Bank Robbery for Seniors; how to effectively suppliment yor retirement income." Well worth the $12.95 price.


Dennis    Posted 06-25-2002 at 10:53:05       [Reply]  [Send Email]
Steve,
One other thing is, try to see what machinery you might need for what you want to do in retirement, IE: tractor, disk, mower ETC and buy it before you retire.
Try to have all your debt paid off before you retire.

I think you deserve a medal for staying in teaching for that many years, in light of what the school systems, government, parents and students have done to almost destroy our education system.


Steve Landis    Posted 06-25-2002 at 21:03:39       [Reply]  [Send Email]
Thanks, Dennis for your ideas, and the acknowledgement for "sticking with" my job. I'ts been fun, at least a lot of it has. The temptation is to go into administration which I also have a degree for, but I don't think I'd enjoy that as much. You know...problems and more problems. Just more stress. Anyway, thanks.


EIEIO    Posted 06-25-2002 at 08:57:53       [Reply]  [Send Email]
Steve this may not make you a millionaire but I sell items on E-Bay. I researched what was a hot item and latched onto it. Dennis, believe it or not, goes to the dump and has picked up quite a few items that have sold. Antique locks, gas containers, gourds, etc. Also we go to farm auctions and he buys box lots for about $5.00 and shifts through the contents and does pretty good on that. We are far from being a major seller, we both have our own site. He just checks out the categories that he is interested in and sees what is selling. We live way out so this was about the best way to go. It does pay for quite a bit plus tax free, plus it is on my time. Like I said I won't get rich like some people do but it tides us over. If you ever have any questions just e-mail me.


Gimpleg Fagon    Posted 06-25-2002 at 12:17:10       [Reply]  [Send Email]
That's a good idea, EIEIO. I going to tell my friend Derwood Little from over around Chetopa about that. He's always a going to them auction sales and buying stuff. Not long ago he bought some sky hooks really cheap. He got both the blue ones and the yellow ones. grov r told him that the blue was best. He got some other tools too like a pair of metric pliers. They came in the tool kit a WWII Dornier Do 17.


Grove r    Posted 06-25-2002 at 16:23:15       [Reply]  [No Email]
Yep, blue is the best, less sag in the transversal cross-over beam, makes for fine tunning a heavy lift, especialy on a cloudy day when it's hard to get things into centered objective over the "over and under" digital directive anti slide collar. [not to be confused with a hog caller or flea collar, why anyone would want to call fleas]? Misunderstanding on the metric pliers, I meant metric vice grips, my mistake, I called them "adjustable, locking pliers", thats what happens when you get technical....this is a result in getting involved with a high tech machine such as the [DELELTED]. something I do have that might be of interest to someone, is an unused pail of steam....also...if there is anyone out there that is raising side hill sheep, thats the variety developed with shorter legs on one side specificaly for side hill grazing, I have several flatland conversion kits, still in the box, offers. [these are not metric] GST has been paid, [goat and sheep tax]. Sorry for any confussion, just got up, one more nite shift to go. Have a gooder, R.E.L.


Bob /Ont.    Posted 06-25-2002 at 17:30:52       [Reply]  [Send Email]
Grover, you must have got that bucket of unused steam over Kananaskas way, going to be handing out gas bags of hot air tomorrow, get some while they last. From one over taxed goat to an other.
Later Bob


Grove r    Posted 06-25-2002 at 16:22:41       [Reply]  [No Email]
Yep, blue is the best, less sag in the transversal cross-over beam, makes for fine tunning a heavy lift, especialy on a cloudy day when it's hard to get things into centered objective over the "over and under" digital directive anti slide collar. [not to be confused with a hog caller or flea collar, why anyone would want to call fleas]? Misunderstanding on the metric pliers, I meant metric vice grips, my mistake, I called them "adjustable, locking pliers", thats what happens when you get technical....this is a result in getting involved with a high tech machine such as the [DELELTED]. something I do have that might be of interest to someone, is an unused pail of steam....also...if there is anyone out there that is raising side hill sheep, thats the variety developed with shorter legs on one side specificaly for side hill grazing, I have several flatland conversion kits, still in the box, offers. [these are not metric] GST has been paid, [goat and sheep tax]. Sorry for any confussion, just got up, one more nite shift to go. Have a gooder, R.E.L.


grouch    Posted 06-25-2002 at 12:56:44       [Reply]  [No Email]
Gimpleg, would you see if he'd trade one of them sky hooks for a board stretcher? I got to pull a motor and these pineapple tree limbs wont hold the weight!


Gimpleg Fagon    Posted 06-25-2002 at 13:39:00       [Reply]  [Send Email]
I'll check with ol Derwood but I do remember he mentioned that he needed a metric board stretcher because he has been making some furniture with imported wood. You're right to becareful of the pineapple tree wood. gove r told me the blue stretcher is the one to use for pulling tactor and truck motors and so on.


grouch    Posted 06-25-2002 at 18:32:16       [Reply]  [No Email]
Tell ol Derwood he's in luck. This stretcher is for both metric and sae boards. Just flip it over to convert. Handiest thing since a pineapple puller.

Yeah, I guess that's where they got the name for the snatchblock. I bent one of the trees over one day for lack of a limb. Chained the tractor block to it. When I pulled the last bolt, it snatched the block clean over the fence. Boy was I in a fix. No tractor to pick it up! See, there's another use for the sky hook.


Hogman    Posted 06-25-2002 at 12:26:42       [Reply]  [No Email]
Hey Uncle Gimp would Ya check'n see if He'd swap tha Metric pliars fer a metric monkey wrench? I got 2 of em but no pliars. Need pliars'n a metric center punch.


Gimpleg Fagon    Posted 06-25-2002 at 12:34:51       [Reply]  [No Email]
Hogman, I bet he would trade. He's got at least three pairs. I'll ask about the metric center punch. A fella just don't see them much any more. They come in really handy when you're working on that imported stuff.


Grove r    Posted 06-25-2002 at 10:39:34       [Reply]  [No Email]
I figure I may have enough money put aside to buy myself a mirror, so that when I finaly retire completely, I'm gonna just sit back and watch myself starve to death! Have a gooder, R.E.L.


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