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Country Discussion Topics
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Update on haying insurance
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mark ct    Posted 11-11-2002 at 19:22:02       [Reply]  [No Email]
well i called around and ask about getting insurance coverage for cutting hay on other peoples property, this is basicly as a hobby farm type thing. i am mostly just concerned about the liability insurance for my tractor on the road, i know all the people that i would be working on there land so i wouldnt be concerned about that part of the liability as much as i would the liability if some jacka** collides with me on the road. the problem is that no one seems to want to know anything about this since i am not a home/landowner. has anyone else had this problem,i wish i could just get insurance on my tractor like i would on a car. anyone know of any companies in this type of thing, around here (connecticut) there isnt too much farming so i dont think this is a very common thing for our local insurance people


DIZ    Posted 11-13-2002 at 06:57:42       [Reply]  [No Email]
Insurance provides automatic coverage for vehicles not able to be licensed that are used to maintain your property. Now you need to ask your agent, if I am going to cut hay on someone elses property, but for my benefit...in other words you rented the land...would the same coverage apply. I venture to say yes. But, each state is different. I handle insurance claims all over the USA and the laws can be very different from state to state. Good luck.


DIZ    Posted 11-13-2002 at 06:56:55       [Reply]  [No Email]
Insurance provides automatic coverage for vehicles not able to be licenseed that are used to maintain your property. Now you need to ask your agent, if I am going to cut hay on someone elses proeprty, but for my benefit...in other words you rented the land...would the same coverage apply. I venture to say yes. But, each state is different. I handle insurance claims all over the USA and the laws can be very different from state to state. Good luck.


TB    Posted 11-12-2002 at 05:17:22       [Reply]  [No Email]
I am not sure but here in Pa, I think you can register and license a tractor. You would have to stamp an ID # in the castings some ware witch would help Identify it. It may help pave the way for your auto insurance to cover it. It may be worth checking out. Your state police may also be able to help with some of the info. Most people I know donít seem to worry about it for all the more they run their tractors on the road.


LH    Posted 11-11-2002 at 21:19:28       [Reply]  [No Email]
See if they can add a rider onto your auto policy.


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