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Country Discussion Topics
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Starting A Farm Life
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Brian Sholly    Posted 07-07-2003 at 19:44:00       [Reply]  [Send Email]
Hi, my name is brian, i am 17 years old, im a senior at penn manor this year, i am into the farm life and my dreams are to own a farm of my own, not being born into a farm i live on a farm that my landloard owns, i work there alot and have been all my life, i was wondering if any farm owners here could give me a tip or two on getting started by buying a farm, and how to manage the money part, thank you for all your help

Tom A    Posted 07-08-2003 at 07:37:22       [Reply]  [No Email]
Brian, my wife and I were junior-high sweethearts who always wanted a farm. What we did worked for us, but it wasn't easy.

I joined the Army and we got married. Had a good time, a decent-paying job and saw lots of stuff all over the world. We saved our money like beggars, read about farming, visited farms when we could to learn as much as we could. We always had a garden and experimented with growing different stuff to learn as much as we could.

I retired from the Army with a fair amount of savings and (best part) get a decent retirement paycheck every month for the rest of my life. You can retire as young as 38, which is still young enough to get started farming (or doing anything else), and have a little less pressure with that "for-sure" check in the mail every month.

The Army's not for everybody, and this is definately a long-term way to get there, but it worked for us. Can't have been too bad, because one of my two sons has chosen on his own (no pressure from me, he was away in college) to sign up, too.

good luck with whatever you is good, but you have to make it better.

DeadCarp    Posted 07-08-2003 at 04:52:11       [Reply]  [No Email]
Above all else, farming takes patience Brian. If you work all your life at a good-paying job, get a few lucky breaks, get started buying a place ASAP and only dabble at farming when you retire, that's soon enough & further than most people get. You can spend your life on somebody else's farm but you'll never make enough that way to buy it. I've seen more broken dreams in the country than in town.

I'm glad you're planning early - as you go thru the week it's good to keep a few things in mind:
(Sunday) Life itself is an irreplacable gift - a miracle to be cherished - a reason to celebrate.
(Monday) Be grateful to those who changed your diapers and wash your shorts.
(Tuesday) You only get today once so don't waste it.
(Wednesday) Every day you live you make impressions on some other living thing - these impressions last longer than anything else - how do you want to be remembered?
(Thursday) Your time and talents are the most valuable thing you have to trade.
(Friday) To avoid dwelling on what you've missed - if you're in Anaheim go to Disneyland, and If a trinket turns you on, get it.
(Saturday) We're only allowed 2000-3000 weekends in our lifetime so don't waste them either.

Salmoneye    Posted 07-08-2003 at 04:33:38       [Reply]  [No Email]
The best advice I can give a youngun, is to start saving now...

Get a down payment together by the time you are 25...Take a 15 year note (NEVER A 30 YEAR!)...Work your butt off and pay it off in 12-13 years even if you have to put the dream of Farming on hold and work in 'the real world'...By the time you are 40, you will have a place free and clear, and then you can at least be comfortable in the knowledge that the bank can not take your dreams if you have a bad year (or three)...Never buy new equipment...Always let some other schmoe take the massive depreciation hit...Buy good used, and if you can work on them yourself, all the better...I have seen more than one Farm go down due to not being able to make the payments on New equipment...

Jimbob    Posted 07-08-2003 at 04:45:52       [Reply]  [No Email]
If your soil is rich, consumers pay more for organic grown veggies & hormone free beef commands more money.

Another angle at this is a hobby farm with another job supporting it. Choose a location that the land value has a good future of increasing in value. I know around here where I live, the farmers property has tripled in ten years where as the persons that had investments in the stock market lost their shirt.

I like the advise above. Work hard & pay the place off in 12 years, used equipment is the real bargain. Know the equipment well, perhaps estate auctions are a good bet for bargains.

I did the payoff in 12 year deal with another job & have cash in the bank. Now that 9/11 killed the industrial & heavy commercial construction industry plus Imron scandle killed the power industry I am unemployed.

I could careless, I am debt free & I am secure on my farm that is feeding me.

Willy-N    Posted 07-07-2003 at 21:47:36       [Reply]  [No Email]
Stay in school longer it will help! Not a easy life to make a profet at. Not that you can't do it but the more you know the better. Here is a site you can look into. I know, I dropped out in the 12th grade and still have a hard time with spelling and proper english 30+ years later. Mark H.

Clod    Posted 07-07-2003 at 20:02:24       [Reply]  [No Email]
Brian,, Nice idea there,,There are some who can help you if you look here tomarrow they will come by..Good luck.I hope you get to do what you dream of.Shakespreare was a wise man.He said "Todays dreams are tomarrows realities." I have to work tomarrow.Reality will hit me early,,Good night.

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